Tuesday, October 28, 2014

Check Investor Wise Unclaimed and Unpaid Amount

Check Investor Wise Unclaimed and Unpaid Amount

http://www.iepf.gov.in/

1. What is the procedure to file details of unclaimed and unpaid amount?
Form 5 INV is required to be filed by the company/Corresponding New Bank which shall contain investor wise details of unclaimed and unpaid amounts in respect of dividends, debentures, deposits, etc. The details of unclaimed and unpaid amounts shall need to be provided as on the Annual General Meeting (AGM) date. This form is to be filed annually within 90 days from the date of AGM. The form can be downloaded from the IEPF portal of the Ministry (http://www.iepf.gov.in/)

Investor Grievance Redressal

http://www.investorhelpline.in  is a free of charge dedicated online portal to handle investor grievances administered by different authorities i.e. Ministry of Corporate Affairs, Securities and Exchange Board of India (SEBI) and Reserve Bank of India (RBI) in a focused and sustained manner. Right from filing of grievances to tracking status and interaction with administrator has been made online to make it user-friendly. The objective is to impart thrust to investor grievances and make the companies respond promptly. Additionally, the portal aims at development of an informed and enlightened investor.

Information About Entities Before Investing

www.watchoutinvestors.com is a national web-based registry covering entities including companies, intermediaries and individuals who

Sunday, October 5, 2014

All about Debit Cards, Credit Cards & Prepaid Cards


Q. No. 1: How many types of cards are available to a customer?
Ans: Cards can be classified on the basis of their issuance, usage and payment by the card holder. There are three types of cards (a) debit cards (b) credit cards and (c) prepaid cards.
Q. No. 2: Who issues these cards?

Sunday, August 24, 2014

How can you buy property for Rs 2 lakh? REITs to help investors

If you have Rs 2 lakh to invest, your bank may roll out a red carpet, your stock broker may inundate you with hot tips and the friendly neighbourhood jeweller may even offer a discount on making charges. However, you will probably get laughed out of the estate agent's office. Not anymore. With Sebi issuing final guidelines for real estate investment trusts (REITs), you will soon be able to get a piece of the action in the property market with as little as Rs 2 lakh.

Four keys to retire rich



You work all your life in hope of a comfortable retirement. However, unless planned carefully, retirement can be all your nightmares coming true-your salary, the regular stream of income would dried up while expenses, such as health care and living, would have only shot up. Here are four simple keys to ensure your golden years are spent comfortably. 

1.Know how much to save: More than 24% of the 2,578 respondents to an online survey conducted by  last year said they were saving less than 5% of their income for retirement. Another 25% are putting away 5-10% of their income for their sunset years. It is unlikely this will be enough to sustain their current lifestyles when they stop working.