How you spend your money in retirement will determine your happiness
How you can maximise your happiness through your spending patterns are:
* Instead of buying one big luxury item once, you will derive more satisfaction if you spend on small luxuries more often.
* Regularly spend small amounts on people such as your grandchildren, instead of buying them expensive gifts only once or twice a year.
* Take advantage of experiences that cost very little or nothing, such as hiking or going on a picnic with your grandchildren. Experiences are more satisfying than things, because the memories last longer and have more meaning.
* Delay purchases. The anticipation will increase the enjoyment and postpone spending.
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